My Last Adsense Check And Payment Via Western Union Received!

I received my first payment from Adsense via Western Union today. It was fanta-bulously easy and quick! In fact it’s soooo quick that my payment for October is already in my hands and I still haven’t received September’s payment, which came by check :

My last Adsense check which has yet to be banked into my account

Okay… I know I’m a bit slow. This is probably the third payment that Adsense has released to Malaysians via Western Union. I waited for others to be the guinea pigs before changing my own payment option - mostly because I’m in no hurry to get the cash. All my online income is channelled into savings and investment, so it’s not critical that I get my payments immediately. But now that I’ve done it, I highly recommend you change your payment option to Western Union Quick Cash for the following reasons :

1. It’s FREE. No fee, no charge. With checks, I ended up with RM 70 less because of the bank charges here and in the US. Exchange rate will depend on when Adsense issued payment, NOT when you withdraw.
2. You get your payment the day after the status in your Adsense account changes to “Payment Issued”.
3. No more waiting and wondering if your Adsense check has been cleared. If there’s any problem with your check, then you have to request for a re-issue and that will mean another month or so before you get a new check.
4. It makes your financial planning and recording so much easier. With Adsense checks, I had to “forecast” my bank balance because it takes 2 months before we see the cash from Adsense checks.

How do you know when your Adsense payment is available for withdrawal?
When you log into you Adsense account, you should see a “View Payment History” link that will take you to your payment details page. If you see a “Payment Issued” statement, that means your payment has is ready for withdrawal (if you have opted to receive your payment via Western Union).

Clicking on the “details” link will take you to the details of your payment. This page contains important information that you will need when you fill in the Western Union form to receive money, the most important being the Money Transfer Control Number.

Where to withdraw your Adsense payment via Western Union?
Most banks in Malaysia provide Western Union services. Some banks only offer this service at selected branches. The 2 that I know of that offer Western Union services at all their branches are RHB Bank and CIMB Bank.

How to withdraw your payment via Western Union at CIMB Bank
Fill in the Western Union form to receive money from CIMB Bank. There are 2 types of forms. The Yellow one is for receiving money. The Green one is for sending money. Here’s a tip so you don’t make a silly mistake like me. The Western Union forms are carbon copy forms - one copy for the bank and one copy for you. The one I took from the counter only had 1 sheet (I assume it was messed up). NO problems though, because CIMB’s staff are really helpful. The form is straightforward.

The branch I went to had a specific counter for Western Union services. Me thinks that’s the same for any CIMB branch, which is great because you don’t have to wait very long. You need to provide ID (any form of identification with your picture) as verification that you are who you say you are. Your ID must bear the same name as the one in your Adsense Payment details page.

It took approximately 10 minutes to get my money. Easy Peasy and I left with this :

I love making money online!
I love Google ADsense!
I love Western Union!

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